How We Help Small Businesses

When was the last time you thought about the future of your business? 

Ask yourself the following questions...

• What would you do if you or your business partner were to die or become disabled?

• Do you and your business partner have an agreement in case one of you decides to leave the company?

• Do your employees feel committed and loyal to you and your company?

• What would the impact on your company be if your best salesperson left tomorrow?

• How do you know your current benefits package is providing you enough money for your retirement years?

• In the event of your death, is your setate in order and protected from extensive tax burdens?

Life is full of unknowns, but good prior planning can minimixe the financial impact of any surprise or misfortune.  I

We will assist in the design of carefully structured plans to respond to each of these scenarios.

Business planning is a team process, and we intend to work closely with your accounting and legal advisors.  Together, we can determine and take advantage of all the opportunities available to you, and maximize your business assets. 

One reason you started the business was to create a legacy.  Don't allow the business you've worked so hard to build be destroyed by poor planning!!

The Havlik & Varlotta Group are proud members of the Maryland AGC.