How We Help Our Clients

Whether you are starting a family, building a busines or planning for retirement, The Havlik & Varlotta Group can help you design a strategy to achieve your goals.

**Products & Services Summary**
Insurance	Investments	Fee Based Financial Planning	Small Business
Life Insurance	Mutual Funds	Comprehensive Financial Planning	Business Succession Planning
Long Term Care Insurance	Annuities	Situational Estate Planning	Qualified Retirement Plans
Disability Income Insurance	Individual Stocks and Bonds	Situational Retirement Planning	Non-Qualified Deferred Compensation Plans
Health/Medical Insurance	Fee-Based Accounts	Situational Asset Allocation Planning	Key Person Life Insurance
Buy/Sell Agreement Funding	Exchange Traded Funds (ETF's)	Situational Business Succession Planning	On-Site Employee Financial Education
	401(k) Rollover Services	Planning for Children with Special Needs	Health/Medical/Life/Disability Insurance Plans for Groups

Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities products and investment advisory services offered by MetLife Securities, Inc. (MSI) (member FINRA/ SIPC), and a registered investment adviser, New York, NY 10166. Auto and Home Insurance offered by Metropolitan Property and Casualty Ins. Co. (MPCIC) and affiliates, Warwick, RI (may not be available in all states). MLIC, MSI, and MPCIC are affiliates.
Copyright 2008, Metropolitan Life Insurance Company. All Rights Reserved.

Christopher P. Varlotta, CLU®, ChFC®

How We Help Our Clients